What exactly is a home equity loan? It’s a sum of money that’s borrowed against your house. All equity is that you’ve built up over the years on your home. The term for this is your equity. How much equity you have is the key because it determines how much you can borrow. Most banks will only offer you a… Read More »Getting a Home Equity Loan
Staying out of debt means that you don’t have any debt to start with. Being debt-free can mean different things to different people. It can mean that you can relax under a coconut tree in Vanuatu or Tahiti with no financial care in the world, or it can mean keeping up to date with all your monthly repayments and never… Read More »5 Ways to Stay Debt Free
It is not that I am very frightened about technology but I am a bit inhibited when it comes to considering it. New technological inventions and processes have come a long way over the last century. Fine new devices have developed along with their accompanying software, but I often ask myself why I am not prepared, at least to embrace,… Read More »3 Tips For Technology Success