The average borrower tends to make mortgage-related mistakes and here’s how one can avoid them. Karina Wolfin, a home furniture expert at Direct Appliance Rentals says, “life brings along with it several memorable moments. One of which is moving into a new house. This event requires research. Asking the right questions before this moment can help avoid silly mistakes. From… Read More »6 Mortgage Mistakes Most People Make (And How You Can Avoid Them!)
A second mortgage is a loan secured by the worth of the property. It is granted on the premise that the loan will not be paid back. In the event of default, the lender would access the property to get back what is owed on the first mortgage. Forming a partnership or corporation is not enough. The property must have… Read More »A Primer on Commercial Second Mortgages Understanding Finance Covenants
Australian tax returns are usually due in mid-January, but if you can’t make an early payment, you can apply for a rebate. Although it is included in your tax return, many don’t receive it until the end of the financial year. Re Rebate the Tax If you paid cash for a vehicle in 2011 and cannot make a repayment, there… Read More »Apply For A Tax Rebate If You Can’t Pay Your Tax Bill
You’ve probably heard the saying: “You need money to make money”. Unless you have a very wealthy family or have inherited a fortune, you will need to get into debt at some point or point in your life. After all, it would take a very long time for a young person to save the total purchase price of a car,… Read More »Is All Debt Bad?
Getting a loan with poor credit when starting a business is tricky but possible. Most loans that you can get would be at much higher interest rates. This is the way the banks look at you, even if you have less than stellar credit. This means you get a loan that overpays you and give you a significant return. But… Read More »How to Get a Crooked Deal on a Start-up Business Loan
What exactly is a home equity loan? It’s a sum of money that’s borrowed against your house. All equity is that you’ve built up over the years on your home. The term for this is your equity. How much equity you have is the key because it determines how much you can borrow. Most banks will only offer you a… Read More »Getting a Home Equity Loan
Staying out of debt means that you don’t have any debt to start with. Being debt-free can mean different things to different people. It can mean that you can relax under a coconut tree in Vanuatu or Tahiti with no financial care in the world, or it can mean keeping up to date with all your monthly repayments and never… Read More »5 Ways to Stay Debt Free
It is not that I am very frightened about technology but I am a bit inhibited when it comes to considering it. New technological inventions and processes have come a long way over the last century. Fine new devices have developed along with their accompanying software, but I often ask myself why I am not prepared, at least to embrace,… Read More »3 Tips For Technology Success